/* v0.5 — publieke intro voor www.bank-ib.nl + aparte intake */
:root{--teal:#2d756f;--teal-dark:#205b56;--teal-soft:#e7f0ee}
.skip{position:absolute;left:-9999px;top:auto}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:999}
.landing-v05{background:var(--paper);font-size:18px}.landing-header{background:var(--paper2);border-bottom:3px solid var(--line);position:sticky;top:0;z-index:20}.landing-header .brandbar{padding:15px 0}.landing-start{box-shadow:3px 3px 0 var(--line)}
.landing-hero{padding:66px 0 56px;background:linear-gradient(rgba(255,253,247,.91),rgba(255,253,247,.91)),repeating-linear-gradient(0deg,transparent 0 31px,rgba(23,59,93,.07) 31px 32px);border-bottom:3px double var(--line)}.landing-hero-grid{display:grid;grid-template-columns:minmax(0,1.34fr) minmax(310px,.66fr);gap:40px;align-items:start}.landing-hero h1{font-size:clamp(46px,6.5vw,78px);margin:18px 0 20px;letter-spacing:-.055em}.landing-hero h1 em{font-style:normal;color:var(--red)}.landing-hero .lead{font-size:clamp(20px,2.2vw,25px);max-width:820px}.landing-summary{border:3px solid var(--line);background:var(--paper2);padding:26px;box-shadow:9px 9px 0 var(--shadow)}.summary-kicker{display:block;font:bold 11px "Courier New",monospace;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-dark);margin-bottom:16px}.formula-row{display:flex;gap:8px;flex-wrap:wrap;align-items:center}.formula-row b{padding:8px 9px;border:1px solid #8cb4b0;background:#eef5f3;font:13px/1.35 Arial}.formula-row span{color:var(--red);font-weight:bold}.formula-arrow{text-align:center;font-size:34px;line-height:1;color:var(--teal);margin:10px}.formula-result{border:2px solid var(--line);padding:15px;background:#fff;font:bold 17px/1.45 Arial}.landing-summary p{font-size:15px;margin:17px 0 0}
.landing-section{padding:70px 0;border-bottom:1px solid #b9ae9b}.editorial-grid{display:grid;grid-template-columns:88px minmax(0,1fr);gap:26px}.screen-no{font:bold 50px/1 Georgia;color:var(--gold);text-shadow:2px 2px 0 var(--line);-webkit-text-stroke:1px var(--line);padding-top:2px}.section-tag{display:block;font:bold 11px "Courier New",monospace;letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:9px}.landing-section h2{font-size:clamp(32px,4.3vw,49px);letter-spacing:-.035em;margin-bottom:13px}.section-lead{font-size:20px;line-height:1.58;max-width:910px;color:#454e53}.soft{background:#eee5d2}
.chain{display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin:27px 0}.chain span,.chain strong{border:2px solid var(--line);padding:10px 12px;background:var(--paper2);font:14px Arial}.chain strong{background:var(--teal-soft)}.chain i{font-style:normal;color:var(--teal);font:bold 20px Arial}.two-panels{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:24px 0}.comparison-strip{display:grid;grid-template-columns:1fr 1fr;gap:1px;border:2px solid var(--line);background:var(--line);margin-top:22px}.comparison-strip>div{background:var(--paper2);padding:18px}.comparison-strip b,.comparison-strip span{display:block}.comparison-strip b{font-size:19px;margin-bottom:6px}.comparison-strip span{font-size:15px;color:var(--muted)}
.principles-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}.principles-grid article{border:2px solid var(--line);background:var(--paper2);padding:19px;min-height:215px}.principles-grid article>b{display:inline-grid;place-items:center;width:33px;height:33px;background:var(--teal);color:#fff;border-radius:50%;font:bold 14px Arial}.principles-grid h3{margin:13px 0 8px;font-size:20px}.principles-grid p{font-size:15px;margin:0}.method-rule{margin-top:20px;border-left:7px solid var(--gold);background:#f5eddc;padding:14px 17px}
.source-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:27px 0 20px}.source-card{border:2px solid var(--line);background:var(--paper2);padding:22px;box-shadow:5px 5px 0 var(--shadow)}.source-card.key{box-shadow:inset 7px 0 0 var(--teal),5px 5px 0 var(--shadow)}.source-card>span{font:bold 10px "Courier New",monospace;color:var(--teal-dark);letter-spacing:.08em}.source-card h3{font-size:24px;margin:12px 0}.source-card p{margin:0;font-size:16px}.missing-info{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:24px}.missing-info>div{border-top:3px solid var(--gold);background:#f1e8d4;padding:18px}.missing-info h3{font-size:20px;margin-bottom:6px}.missing-info p{font-size:15px;margin:0}
.route-timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:27px}.route-timeline article{display:grid;grid-template-columns:42px 1fr;gap:12px;border:2px solid var(--line);background:var(--paper2);padding:18px}.route-timeline article>span{display:grid;place-items:center;width:36px;height:36px;background:var(--navy2);color:#fff;font:bold 14px Arial;box-shadow:3px 3px 0 var(--teal)}.route-timeline h3{margin:3px 0 6px;font-size:20px}.route-timeline p{font-size:14px;margin:0}.pilot-payment{margin:22px 0 0;padding:13px 15px;background:var(--teal-soft);border-left:6px solid var(--teal)}
.output-band-v05{background:var(--navy);color:#fff}.output-band-v05 .screen-no{text-shadow:2px 2px 0 #061a2a}.output-band-v05 .section-tag{color:#f1bc57}.output-band-v05 .section-lead{color:#e2e9ec}.gallery-v05{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:27px}.shot-v05{margin:0;border:2px solid #fff;background:#e9e0d0;padding:8px;box-shadow:7px 7px 0 #0d2336;color:var(--ink)}.shot-v05 button{display:block;width:100%;padding:0;border:0;background:transparent;cursor:zoom-in;text-align:left}.shot-v05 figcaption{padding:12px 10px 8px;font:15px/1.5 Arial}.shot-v05 figcaption strong{display:block;font:700 20px/1.2 Georgia;margin-bottom:4px}.doc-thumb{position:relative;min-height:255px;background:#fffdf7;border:1px solid #43586a;padding:22px;overflow:hidden}.doc-head{margin:-22px -22px 18px;background:#1d4568;color:#fff;border-bottom:5px solid var(--gold);padding:10px 14px;font:bold 16px Georgia}.doc-title{font:700 25px/1.15 Georgia;margin-bottom:18px}.metric-row{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.metric-row span,.balance-cols span{border:1px solid var(--line);background:#f2ead9;padding:12px;font:bold 16px Georgia}.doc-cols{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}.doc-cols i{height:78px;border:1px solid var(--line);background:repeating-linear-gradient(0deg,#fff 0 19px,#e8e0d0 19px 20px)}.fake-table{display:grid;grid-template-columns:1fr auto;border:1px solid var(--line);font:13px Arial}.fake-table span,.fake-table b{padding:8px;border-bottom:1px solid #d4cab7}.fake-table span:nth-last-child(-n+2),.fake-table b:nth-last-child(-n+2){border-bottom:0}.balance-cols{display:grid;grid-template-columns:1fr 1fr;gap:10px}.balance-cols span{font:14px/1.5 Arial}.balance-cols b{font-size:20px}.control-ok{margin-top:12px;padding:9px;background:#e3efe6;border:1px solid #4d7457;font:bold 13px Arial}.zoom-label{display:block;margin-top:7px;color:#173b5d;font:bold 11px Arial;text-transform:uppercase}.deliverables-v05{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:25px}.deliverables-v05 span{border:1px solid #b9c8d1;background:#143956;padding:10px 12px;font:13px Arial;color:#fff}
.responsibility-v05{background:#eadfc9}.role-grid-v05{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:26px 0}.role-card{position:relative;border:3px solid var(--line);background:var(--paper2);padding:24px}.role-card h3{font-size:27px}.role-card li{margin:8px 0}.role-card.us{border-top-color:var(--navy)}.role-card.you{border-top-color:var(--red)}.role-seal{position:absolute;right:18px;top:18px;border:2px solid currentColor;padding:5px 7px;font:bold 10px "Courier New",monospace;transform:rotate(2deg)}.role-card.us .role-seal{color:var(--navy)}.role-card.you .role-seal{color:var(--red)}.landing-fit{grid-template-columns:minmax(0,1fr) 340px;margin-top:24px}.business-as-usual{margin-top:22px;background:#fff7e8;border:2px solid var(--line);border-left:8px solid var(--gold);padding:20px}.business-as-usual h3{font-size:22px;margin-bottom:7px}.business-as-usual p{margin:0;font-size:16px}
.pilot-section{background:var(--navy);color:#fff;border-bottom:0}.pilot-section .screen-no{text-shadow:2px 2px 0 #071928}.pilot-section .section-tag{color:#f0bd5d}.pilot-section .section-lead{color:#e3eaee}.proof-v05{display:grid;grid-template-columns:.75fr 1.25fr;gap:25px;align-items:center;margin:28px 0}.proof-score{border:3px solid var(--line);background:var(--gold);color:var(--ink);padding:27px;text-align:center;box-shadow:7px 7px 0 #091d2e}.proof-score strong{display:block;font:700 clamp(50px,8vw,80px)/.9 Georgia;letter-spacing:-.055em}.proof-score span{font:bold 11px/1.5 "Courier New",monospace;text-transform:uppercase}.proof-v05 h3{font-size:28px;margin-bottom:8px}.proof-v05 p{color:#eef2f3}.caveat-v05{border-top:1px dashed #afc5cd;padding-top:10px;font:12px/1.55 "Courier New",monospace!important;color:#d1dee3!important}.pilot-box{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:27px 0}.pilot-box>div{border:2px solid #bdd1d5;background:#15354f;padding:20px}.pilot-box h3{color:#fff;margin-bottom:8px}.pilot-box p{margin:0;color:#e7eef0}.pilot-section .button.secondary{background:#fff;color:var(--ink)}.pilot-section .tiny{color:#d5e0e4}
.faq-section-v05{background:#f7f1e3}.faq-v05{max-width:940px}.faq-v05>h2{margin-bottom:26px}.faq-v05 details{border-top:2px solid var(--line);background:var(--paper2)}.faq-v05 details:last-of-type{border-bottom:2px solid var(--line)}.faq-v05 summary{cursor:pointer;padding:17px 18px;font:bold 17px/1.35 Arial;list-style:none}.faq-v05 summary::-webkit-details-marker{display:none}.faq-v05 summary::before{content:'+';display:inline-block;width:28px;color:var(--red);font:bold 21px Arial}.faq-v05 details[open] summary::before{content:'−'}.faq-v05 details p{padding:0 46px 18px;margin:0;font-size:16px}
.preview-dialog{width:min(1120px,94vw);max-width:1120px;max-height:92vh;border:3px solid var(--line);padding:14px;background:#e9e0d0;box-shadow:12px 12px 0 rgba(0,0,0,.3)}.preview-dialog::backdrop{background:rgba(9,20,29,.84)}.dialog-close{position:sticky;float:right;top:4px;z-index:2;width:40px;height:40px;border:2px solid var(--line);background:var(--gold);font:bold 20px Arial;cursor:pointer}.doc-full{clear:both;background:#fffdf7;border:2px solid #1d4568;padding:28px;color:var(--ink)}.doc-full>header{margin:-28px -28px 24px;background:#1d4568;color:#fff;border-bottom:6px solid var(--gold);padding:14px 20px;font:700 22px Georgia;display:flex;justify-content:space-between;gap:15px}.doc-full>header small{font:11px "Courier New",monospace}.doc-full h2{font-size:35px;margin-bottom:6px}.full-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:24px 0}.full-metrics span{border:2px solid var(--line);background:#f5eddc;padding:14px}.full-metrics small,.full-metrics b{display:block}.full-metrics small{font:10px "Courier New",monospace;color:var(--muted)}.full-metrics b{font-size:25px;margin-top:5px}.full-cols{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:22px 0}.full-cols section{padding:17px;border:2px solid var(--line);background:#fff}.full-cols section h3{font-size:23px}.full-cols section p{display:flex;justify-content:space-between;gap:12px;border-top:1px dotted #b9ae9b;padding:8px 0;margin:0;font-size:14px}.doc-full table{width:100%;border-collapse:collapse;margin:22px 0;font:14px Arial}.doc-full th,.doc-full td{padding:10px;border-bottom:1px solid #cfc4af;text-align:left}.doc-full th{background:#1d4568;color:#fff}.doc-full tr:nth-child(even) td{background:#f0e8d9}.doc-full aside{border-left:7px solid var(--gold);background:#f5eddc;padding:13px 15px;margin-top:20px}.doc-full>footer{margin-top:22px;border-top:1px dashed #aaa;padding-top:9px;color:var(--muted);font:11px "Courier New",monospace}.site-footer{border-top:0}
.intake-header{background:var(--paper2);border-bottom:3px solid var(--line)}.intake-security{border:2px solid var(--teal);color:var(--teal-dark);padding:7px 10px;font:bold 11px/1.4 "Courier New",monospace;text-transform:uppercase;text-align:center}.standalone-intake{padding-top:46px}.intake-intro{max-width:850px;margin-bottom:28px}.intake-intro h1{font-size:clamp(42px,5vw,62px);margin:14px 0}.intake-intro p{font-size:19px}.intake-v05 .intake-section{min-height:70vh}
@media(max-width:1000px){.landing-header{position:static}.landing-hero-grid{grid-template-columns:1fr}.principles-grid{grid-template-columns:1fr 1fr}.route-timeline{grid-template-columns:1fr 1fr}.source-grid{grid-template-columns:1fr}.landing-summary{max-width:760px}.deliverables-v05{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.editorial-grid{grid-template-columns:1fr}.screen-no{font-size:34px}.two-panels,.comparison-strip,.principles-grid,.route-timeline,.gallery-v05,.role-grid-v05,.proof-v05,.pilot-box,.missing-info{grid-template-columns:1fr}.landing-fit{grid-template-columns:1fr}.landing-start{display:none}.deliverables-v05{grid-template-columns:1fr}.full-metrics{grid-template-columns:1fr 1fr}.full-cols{grid-template-columns:1fr}.doc-full>header{display:block}.doc-full>header small{display:block;margin-top:5px}.landing-hero{padding-top:42px}}
@media(max-width:520px){.metric-row{grid-template-columns:1fr}.doc-thumb{min-height:310px}.balance-cols{grid-template-columns:1fr}.full-metrics{grid-template-columns:1fr}.preview-dialog{padding:7px}.doc-full{padding:18px}.doc-full>header{margin:-18px -18px 18px;padding:12px 14px}.faq-v05 details p{padding-left:22px;padding-right:22px}}
